PAYMENT OPTIONS
You can choose to pay using Visa, Mastercard, American Express, Apple Pay, Google Pay and Gift Card. PayPal and Klarna are also accepted; more information on these can be found below:
KLARNA
Klarna is one of Europe’s largest banks, providing payment solutions such as direct payments, pay-after-delivery options and instalment plans in a one-click purchase experience:
PAY NOW
This means you can pay by card directly at the checkout. Payment will be taken as soon as your order is confirmed.
PAY LATER
You can choose to buy now and pay later, depending on eligibility*.
As soon as your order has been confirmed, you will receive information from Klarna on how and when to complete your payment. Should you have any questions regarding your payment, please contact Klarna for information.
If you are not eligible**, you will only see the Pay Now option at the checkout.
Not paying for your order on time could affect your ability to use Klarna in the future. We encourage you to spend responsibly, remember to keep up with your repayments to avoid late payment fees and damage to your credit report. Pay later is a form of credit, COS is not the lender. For debt and money advice, please visit Money Advice Service.
*Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. If you don't make your payments on time, it can have a negative impact on your financial situation and creditworthiness.The terms apply and fees may be charged for late payments, Klarna's Buyer Protection excludes certain payment methods and purchases, e.g, travel, event tickets, or gift cards.
**Please note that COS is unable to provide any details of why you are not eligible to pay using our Pay Later option. If you have any questions regarding payment, please contact Klarna customer support.
PayPal
We will take payment from your credit/debit card via your PayPal account. Payment will be taken as soon as your order has been dispatched.
For further information about PayPal or to create an account, please visit PayPal.
Gift cards can be bought in our stores and online. Find your local store using our store locator.
You can use both our physical gift cards and e-gift cards in any COS store in the country of purchase and when shopping online.
To make an online payment with a COS gift card, follow these steps:
1. Select 'Add gift card' when paying at the checkout.
2. Enter the gift card number and PIN code in the pop-up screen.
3. You can use a gift card to pay for your entire order online or combine it with any other payment methods.
Having trouble finding your gift card PIN code? You can find the pin on the back of your physical gift card or above the barcode when you open your e-gift card via email.
Click here for more information about COS gift cards.
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